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Do you ever feel like you're an all or nothing kinda person? I'm a pretty driven, focused woman and every now and then I get my teeth into something and I love it. I don't just love it. I LOVE IT! I can see where it's leading me, I can see what it will bring. I'm energised and excited by it - whatever "it" [...]
If you bought your home a few years ago and have been diligently paying off your mortgage, chances are high that you have built quite a bit of equity. The equity is the difference between what the home is worth and what you owe - and the more the value grows and the more you pay off, the more that equity grows. The great [...]
I came across a quote the other day that I just love. It's from American speaker and author, James W. Frick, “Don't tell me where your priorities are. Show me where you spend your money and I'll tell you what they are.” So many of us are a little delusional, saying that we're saving for this or working towards that, yet we're still eating [...]
My parents owned a corner store and I learned from them that we had to offer excellent friendly service and be price competitive otherwise people would buy from somewhere else. (Good lesson) I also learnt that when you needed money you could take it from the till. (Not so good lesson) For them it wasn't a problem - it was their business, they knew [...]
One of the things you need before you buy a home is a clear financial plan. This is needed for a couple of reasons: to demonstrate to the lender that you’re a “good risk” - that you can manage your money and chances are high that you’ll pay off the loan as per the agreement that you sign. to demonstrate to yourself that you [...]
