After all the excesses of December and January, we’re often left with a less than healthy bank balance or a worryingly high credit card balance. Does this sound familiar?
If it does, I’d love you to join a challenge with me of “No Spend Feb”. It’s not hard – you just need to only buy essentials. Nothing more, nothing less.
You don’t have to go without, you’re just putting the brakes on the excesses until the end of the month. Until your bank balance has a little bit of wiggle room and your credit card balance has gone back to zero or at least a manageable figure.
Are you in?
