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justine, Author at Caroline Jean-Baptiste - Page 11 of 29

justine

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So far justine has created 287 blog entries.

The impact of rising interest rates on your borrowing capacity

2022-11-07T16:50:42+10:00November 7th, 2022|Home loan|

If you have a mortgage, you're going to well and truly be feeling the impact of these interest rate rises that we're currently experiencing. But if you don't have a mortgage and you're hoping to buy soon or if you're planning to upgrade your home and increase your mortgage, the rising interest rate will have an impact on your borrowing capacity that you [...]

Getting summer house ready

2022-10-31T17:07:46+10:00October 31st, 2022|lifestyle|

We’ve all heard of getting “summer body” ready, but what about getting “summer house” ready. I love this change of season because we can throw off the old, heavy layers and reveal all that beauty that has been hiding out for the winter. So I thought I’d share my things to do list with you. 1. Spend a day in the garden. Poison or [...]

Getting organised

2022-10-27T08:46:24+10:00October 27th, 2022|lifestyle|

Being organised is something that I either excel at or is a complete nightmare. On the good days I power through my list, like a master of productivity. Totally unstoppable, laser focused and determined to tick off every item. It's like I'm an athlete in the high performance zone! Other days (thankfully not often) I don't even get to look at my list because [...]

Aussies supporting Aussies

2022-10-19T09:06:31+10:00October 19th, 2022|lifestyle|

I was reading an email on the weekend from a woman named Grace Brennan who started an Instagram page called Buy From The Bush (#BFTB) in an effort to do something practical to help people living in the country and struggling to survive the drought. So much has happened in the three years since its inception but this little page survived and became a [...]

The key is to intentionally manage your money

2022-10-12T08:25:50+10:00October 12th, 2022|Money management|

I read an interesting article the other day about money advice from women over 50 and one quote really struck a chord with me… “You have to intentionally manage your money like your time. If you don’t, it will manage you.” This is just so true and something that I have been advocating for years. I have seen many clients and friends reap the [...]

The impact of the increasing interest rate on the property market

2022-10-05T09:20:47+10:00October 5th, 2022|Property Market|

For those of us without fixed interest rates, these rate increases are hitting us pretty hard. Due to the incredibly long period of stability, we're no longer used to the "variable" component of our variable interest rate. This is having some noticeable effects on the property market: Decline in auction clearance rates as properties aren't always reaching the vendor's reserve Decline in property [...]

Celebrating International Daughter’s Day

2022-09-28T10:42:26+10:00September 28th, 2022|lifestyle|

On Monday we celebrated International Daughter’s Day. I don’t really know what these types of days are supposed to signify or how they should be celebrated other than posting photos of you with your daughter on your socials. But I don’t have a daughter. I do have 4 gorgeous sons who fill me with love, laughter and eye rolls daily, but no daughters. So [...]

Traditions – are they working for you?

2022-09-21T13:20:15+10:00September 21st, 2022|lifestyle|

Over the past couple of weeks, we’ve seen and heard a lot about traditions. To some, they are beautiful, meaningful and respectful. To others, they’re outdated, no longer meaningful and trapped in a world that no longer exists. Which got me thinking about the traditions or “norms” in myself, my business, my family and community. What are our traditions? What have we lost over [...]

Annual check ups – what’s on your list?

2022-09-14T09:38:14+10:00September 14th, 2022|lifestyle|

Are there things in your life that undergo an annual review? I was talking to a friend the other day (who also happens to be a nurse) and she was saying that just like we service our car every year (or more often if you drive a lot), we should be having a medical check up every year. I tend to leave going to [...]

Keep that spring optimism going strong!

2022-09-07T17:41:19+10:00September 7th, 2022|lifestyle|

Spring is finally here and I always think it brings a hint of optimism with it. It's time to shake things off and bring out the new. It's the perfect time to spring clean your home, sort out your wardrobe and anything else that could do with a review, tidy up or starting fresh with anything that's no longer working for you. For the [...]

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