justine

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So far justine has created 299 blog entries.

Who’s in your cheer squad?

2020-05-03T23:24:55+10:00May 3rd, 2020|Money management|

There is something so amazing about watching someone crushing it. Someone doing something so well that it just leaves you in awe and inspired to go out and do something great yourself. It’s even better when it’s one of your mates who is doing it – and even better again if it’s you doing it! So who, in your world, is doing something amazing? [...]

What’s your motive to change the way you manage your money?

2020-05-03T22:55:26+10:00May 3rd, 2020|Tips|

In my experience, the first step in taking control of your money is to have the motive to change. That's a really big one because if we don't have a reason to change, it's pretty easy to stay stuck until it gets too uncomfortable to stay there. But let's not wait that long! Let's take a stand now and find that motivation. Really explore [...]

What can you be doing right now to get ready to buy a home?

2020-05-04T00:12:31+10:00April 20th, 2020|First home buyer|

Thanks to this pandemic and social distancing, the property market has stalled. We don't know when open houses and auctions will be happening, people are unsure of the future and their job security and everyone seems to be taking a wait and see approach. But if you want to buy a home, there are some things you should be doing right now. You should [...]

Connections

2020-06-16T02:00:23+10:00April 16th, 2020|lifestyle|

There’s one thing that’s really being highlighted around the world right now and that’s the importance of connection. It’s a basic human need that so many of us are being deprived of at the moment and it’s having a big impact on us. We can’t see family or friends, we can’t live life as we usually do and whilst we know that it’s all [...]

How to meal plan

2020-04-05T22:15:34+10:00April 5th, 2020|Tips|

I have found that meal planning saves me so much money (and time) (and brain power) that it's not even funny! The goal is to do your grocery shopping once a week. No more, no less. No urgent trips to buy a litre of milk - that ends up costing you $50 because, let's face it, you never come out with just milk. So [...]

COVID 19 – Hardship claims for tenants and landlords

2020-04-06T16:16:41+10:00April 5th, 2020|Tips|

When the Prime Minister announced a moratorium on evictions for tenants affected by COVID-19 there was a collective cheer from tenants, which was matched by a collective groan from landlords. It's important to look at both sides of the picture here because we're always looking for a win-win, right? Usually, our two biggest expenses are our rent or our mortgage repayments. Sometimes landlords have [...]

Keeping your spirits high: 50 things to do while you’re stuck at home

2020-04-06T17:17:28+10:00April 2nd, 2020|lifestyle|

Everyone is reacting differently to COVID-19 and the way it's changing our lives. Some are going into panic mode - as witnessed by the bare supermarket shelves, some are ignoring the warnings and the threat - as witnessed by people still going to the beach/river/lake/park/wherever they want to go, some are missing loved ones that they've been separated from, some are frightened about what [...]

Financial survivorship for COVID-19: 19 ways to reduce your expenses

2020-04-05T21:51:14+10:00March 29th, 2020|Money management|

Right now it's a perfect time to be watching what you're spending and reducing costs where you can So here are my top tips to start cutting costs. If you have credit card debt, ring your credit card provider and make sure you're on the cheapest option possible. Right now, having a low interest rate may be more important than accruing frequent flyer points. [...]

Financial hardship – make sure you know what your options are

2020-03-26T22:08:08+10:00March 26th, 2020|Money management|

These are really concerning times and there is a whole lot of panic and fear around. The important thing here is to not let that fear consume us. There are ways through and around this, and we're all in it together. I want to share a word of warning around claiming financial hardship with your bank or lender. Please, only use it when it's [...]

Now is the right time to keep calm

2020-03-23T21:35:51+10:00March 16th, 2020|lifestyle|

There's a whole lot of panic talk at the moment and I don't like it. People are talking about recessions, stock market crashes, toilet paper hoarding - all kinds of stuff that makes our minds go into overload. So in the midst of all this craziness, I'm asking you to remain calm. Things are changing, there's no doubt about it. We need to be [...]

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