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justine, Author at Caroline Jean-Baptiste - Page 5 of 29

justine

About justine

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So far justine has created 285 blog entries.

How will you fund your retirement?

2024-02-22T10:44:37+10:00February 21st, 2024|Property investor|

Funding your retirement is a topic that often needs more attention than it gets. Will your super be enough? Will you have made good investment decisions that will allow you to enjoy your years in retirement to the fullest? What else can you do to really capitalise on what you have? One option that is there at our fingertips is to capitalise on the [...]

Are you planning on renovating?

2024-02-22T10:29:39+10:00February 14th, 2024|Construction loan|

There’s just one question you need to ask before you even start planning. Are you renovating to turn your home into a dream home for you or for someone else? It’s a pretty different renovation if it’s for yourself versus someone else. If it’s for you, then you need to think about your time frame of living there and the transformations that your life [...]

How do you make a dream a reality?

2024-02-07T09:55:22+10:00February 7th, 2024|First home buyer|

When your dream is really big - like buying your first home - that’s a hard one because there are a couple of key elements: you have to make sure you’re committed to the end result otherwise your motivation will die out you need to make sure that you don’t deny yourself of everything while you’re saving otherwise you will become resentful you need [...]

The risks of buying property with a friend

2024-01-29T09:05:22+10:00January 29th, 2024|First home buyer|

Buying a property with a friend is a great way to pool resources and get your foot in the market. But it doesn't come without risk. I always recommend that if you're really keen to pursue this avenue, then sit down and have a long discussion. Talk about the hard stuff. What if one of you loses your job? Or is offered an amazing [...]

Impossible? Never

2024-01-24T08:04:57+10:00January 24th, 2024|Tips|

What's your relationship like with the word "impossible"? Mine isn't good. It actually evokes feelings of competitiveness and disdain. It's definitely a trigger. How dare anyone tell me that something is impossible! I can do anything I set my mind to! So my blood was boiling this week when I came across an article with headlines "Now Impossible for Young People to Buy a [...]

Christmas prep

2023-12-13T07:22:14+10:00December 13th, 2023|lifestyle|

I’m a real list girl and there’s no better time for lists than Christmas. I’ve just written my list to prepare our home for the onslaught of Christmas and school holidays with 4 boys in the house, so thought I’d share it with you. Clean out the fridge, because that thing is going to be pumping over the next 6 weeks. Get rid of [...]

A time for kindness

2023-12-06T08:43:59+10:00December 6th, 2023|lifestyle|

We're fast approaching that time of year again. The time for parties, celebrations, catching up with family and friends, or missing family and friends if you can't be with them. It's a time of year to be kind to each other. We're all busy, stressed and this year many of us will be feeling the financial pinch. Maybe this might be a good year [...]

How are planning on dealing with the “extra” that December brings?

2023-11-29T08:33:19+10:00November 29th, 2023|Money management|

This time of year can be very demanding on your bank account. You’re buying Christmas gifts, preparing for holidays plus dealing with increasing mortgage rates and increased cost of living. It’s a lot. It’s a lot extra when “normal” might already be a lot right now. So how do you manage it? By doing exactly that - managing it rather than it managing you. [...]

Girl Maths – let’s stop right there!

2023-11-22T09:37:58+10:00November 22nd, 2023|Money management|

Girl Maths… what even is this? Is it a new phenomenon or am I just late to the party? If I’m late the the party I think I’ll change my RSVP to no. Thank you, but no. I know it’s tongue in cheek and a bit of fun… but it’s not really and it seems to be rife right now with Black Friday sales [...]

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