Whether it’s clothes, shoes, handbags, jewellery or watches, I get it. I love them too and am guilty of having the most amazing handbag and watch collection in my early 20s. But investing in your wardrobe is not the right thing to invest in if you want to get ahead financially. There will always be a reason to lash on out something to make [...]
It's interesting to think about all the things we learn from our families. The traditions that are passed on. The values, the beliefs, the patterns and the habits. At Christmas time, we see them all. It's almost like there is a spotlight shining on our family traditions for all to see. When do you put up your tree? Do you decorate the front of [...]
This is a question that is commonly asked by our clients and one that has very different answers depending on whether you’re buying a home or investment property. The one common denominator is that it’s all about your goals. What are you aiming to achieve by buying a property? * Getting onto the property ladder * Creating wealth * Securing a home for you [...]
... but does it have to be? December is notorious for excesses. Over spending, over eating, over drinking, over partying and just having too much fun in general. So how do you keep it manageable? How do you stay on track with your goals and your plans? How do you still have the fun without the blowout? It's all in the planning! Especially when [...]
December certainly seemed to arrive quickly this year but we've got almost a whole month left until 2021 arrives to achieve those goals we set in January. How are you going with them? Have you ticked off any or achieved any milestones along the way? Or have you thrown away the rule book? It's been a year like no other and has had many [...]
The Great Australia Dream has always been to buy a home. In more recent years, it seems to have progressed to “buy two homes” - or more. Property investing is now such a highly desirable goal of so many Aussies that it’s become pretty commonplace and it seems that everyone is an expert on the subject. There are lots of opinions about where to [...]
There’s a whole lot of talk about the sea change that’s coming where everyone flocks to Queensland to live in harmony in the wake of the pandemic chasing lifestyle and affordability. Headlines in one publication are saying that COVID could push Queensland property prices up by 20% and, in another, that Sydney and Melbourne residents are flocking to the Sunshine Coast for a lifestyle [...]
There are lots of great reasons to refinance your home loan. The best reason of all is to save money. If your mortgage is more than a couple of years old, it’s definitely a good idea to take a look at your interest rate and the features of your loan. Could you be paying less interest? Are you paying for features that you don’t [...]
Are you getting itchy feet in your home and thinking it’s time for a change? Are you running out of room and need more space? Or maybe you’ve got too much room and need to downsize. Or maybe it’s just time to have a new experience of living in a new town and a new home. A great place to start the ball rolling [...]
Interest rates! They’re the talk of the town right now. We can get fixed rates for owner occupiers below 2% which is absolutely unheard of in Australia. Never before has money been so cheap in this country. But what does this mean for you? If you have a home loan you should seriously consider re-financing. Talk to your broker (or me) about your circumstances [...]
