There’s a whole lot of talk about the sea change that’s coming where everyone flocks to Queensland to live in harmony in the wake of the pandemic chasing lifestyle and affordability. Headlines in one publication are saying that COVID could push Queensland property prices up by 20% and, in another, that Sydney and Melbourne residents are flocking to the Sunshine Coast for a lifestyle [...]
There are lots of great reasons to refinance your home loan. The best reason of all is to save money. If your mortgage is more than a couple of years old, it’s definitely a good idea to take a look at your interest rate and the features of your loan. Could you be paying less interest? Are you paying for features that you don’t [...]
Are you getting itchy feet in your home and thinking it’s time for a change? Are you running out of room and need more space? Or maybe you’ve got too much room and need to downsize. Or maybe it’s just time to have a new experience of living in a new town and a new home. A great place to start the ball rolling [...]
Interest rates! They’re the talk of the town right now. We can get fixed rates for owner occupiers below 2% which is absolutely unheard of in Australia. Never before has money been so cheap in this country. But what does this mean for you? If you have a home loan you should seriously consider re-financing. Talk to your broker (or me) about your circumstances [...]
Buying your first home is a pretty exciting milestone in life. It’s usually something you’ve saved for and worked towards for ages - sometimes years! You’ve often made sacrifices to cut back on your spending, go on fewer holidays, skip expensive nights out. You’ve had a goal and a purpose and you’re now at the point where you have a deposit saved that will buy [...]
Melbourne Cup Day is known to be a day of rate changes and this year has proved to be no different with the Reserve Bank of Australia yesterday announcing a cut in the cash rate to 0.1%. And they’ve promised to hold it there for three years. This is unheard of! These actions are being taken in a bid to stimulate the economy on [...]
There are big milestones in life like finishing school/uni, getting a job, getting married, buying our first home. We often focus on the actual event, not what happens afterwards. So what happens once you’ve signed the sale contract and the mortgage documents? Firstly, there’s the excitement of moving into your new home. What improvements are you going to make? How will you furnish it? [...]
How do you know you’re getting the balance right? So often we’re faced with decisions that have an impact on the balance of our life. Do we stay up late because we’re having fun with friends and then suffer in the morning because we still have to get up early? Do we skip out of work early because it’s the only time we can [...]
I was reading a blog the other day from a US based financial planner and the writer was talking about Financial Self-Care and I just love this concept. Self care is something that is so important to both our physical and mental health that I just love the idea of moving it into the financial realm as well. The writer @Ellevest defined financial self [...]
If you’ve taken on the challenge to improve your money management, you will notice that it takes a while to change old habits. It might feel like sometimes you’re taking two steps forward and one backwards. As long as you keep your focus on your goal rather than your slip-ups, you will get there. Hopefully, you should be starting the shift from “mindless” money [...]
