... but does it have to be? December is notorious for excesses. Over spending, over eating, over drinking, over partying and just having too much fun in general. So how do you keep it manageable? How do you stay on track with your goals and your plans? How do you still have the fun without the blowout? It's all in the planning! Especially when [...]
December certainly seemed to arrive quickly this year but we've got almost a whole month left until 2021 arrives to achieve those goals we set in January. How are you going with them? Have you ticked off any or achieved any milestones along the way? Or have you thrown away the rule book? It's been a year like no other and has had many [...]
The Great Australia Dream has always been to buy a home. In more recent years, it seems to have progressed to “buy two homes” - or more. Property investing is now such a highly desirable goal of so many Aussies that it’s become pretty commonplace and it seems that everyone is an expert on the subject. There are lots of opinions about where to [...]
There’s a whole lot of talk about the sea change that’s coming where everyone flocks to Queensland to live in harmony in the wake of the pandemic chasing lifestyle and affordability. Headlines in one publication are saying that COVID could push Queensland property prices up by 20% and, in another, that Sydney and Melbourne residents are flocking to the Sunshine Coast for a lifestyle [...]
There are lots of great reasons to refinance your home loan. The best reason of all is to save money. If your mortgage is more than a couple of years old, it’s definitely a good idea to take a look at your interest rate and the features of your loan. Could you be paying less interest? Are you paying for features that you don’t [...]
Are you getting itchy feet in your home and thinking it’s time for a change? Are you running out of room and need more space? Or maybe you’ve got too much room and need to downsize. Or maybe it’s just time to have a new experience of living in a new town and a new home. A great place to start the ball rolling [...]
Interest rates! They’re the talk of the town right now. We can get fixed rates for owner occupiers below 2% which is absolutely unheard of in Australia. Never before has money been so cheap in this country. But what does this mean for you? If you have a home loan you should seriously consider re-financing. Talk to your broker (or me) about your circumstances [...]
Buying your first home is a pretty exciting milestone in life. It’s usually something you’ve saved for and worked towards for ages - sometimes years! You’ve often made sacrifices to cut back on your spending, go on fewer holidays, skip expensive nights out. You’ve had a goal and a purpose and you’re now at the point where you have a deposit saved that will buy [...]
Melbourne Cup Day is known to be a day of rate changes and this year has proved to be no different with the Reserve Bank of Australia yesterday announcing a cut in the cash rate to 0.1%. And they’ve promised to hold it there for three years. This is unheard of! These actions are being taken in a bid to stimulate the economy on [...]
There are big milestones in life like finishing school/uni, getting a job, getting married, buying our first home. We often focus on the actual event, not what happens afterwards. So what happens once you’ve signed the sale contract and the mortgage documents? Firstly, there’s the excitement of moving into your new home. What improvements are you going to make? How will you furnish it? [...]
