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This morning I came to the big realisation that I’ve been running lately - not physically - just mentally. And I don’t like it. I’m trying to do too much - at work, at home, socially - the lists just keep getting longer and it’s adding unnecessary stress to my days. The song that plays on my alarm is “Last Request” by Paolo Nutini. [...]
We thought it would be timely to give you some key insights into what's going on in the Brisbane property market because things are looking good for property owners and investors. Brisbane homes have seen extraordinary capital growth, rising 50.2% since March 2020. The strong population growth has been aided by an increase in remote work, increasing housing demand, driving down supply and making it [...]
Last week, with the release of the March Consumer Price Index, economists started predicting that there would be interest rate rises this year. This is in direct contradiction to their previous predictions that there would be cuts this year - which we've all been holding our breath waiting for. The truth is that we don't know and we won't know until the RBA meets [...]
A few years ago I introduced systems into my business. They help train new team members, they ensure that no step is forgotten, they help with decision making and they ensure quality and consistency through every process. I find them incredibly useful and one of the most valuable resources I have. If something is working so well in one area of my life I [...]
As a mortgage broker I come across people struggling to buy a home almost every day. Their struggles tend to fall into one of three categories: money knowing what they want competition If you’re struggling with money, here are some options to help: set up a spending & savings plan get a side hustle, save 100% of the earnings ask for help from a [...]
And it's the key to so many things. Mindfully managing your money simply means that you think before you spend. Which means that you are conscious of the impact on your financial bottom line, you think about whether you really need the item you're considering, you may also be conscious of the impact on the environment, the difference it will make to your life [...]
If you're diligently saving and keeping your eye on the market, we're here to cheer you on, keep you motivated and ready to get that all important pre-approval as soon as you say the word. If you're very content in your current home, we love that! Keep your eye on interest rates and let's see if we can get you a better deal when [...]
It can be hard work to find the right mortgage for your circumstances. So where do you start? Firstly, decide what “right” means for you. Do you want flexibility to make additional repayments or security of the same repayment every month? Do you want an offset account or just the bare minimum features at the cheapest rate? Consider your long term objectives. Are you [...]
Everything! Whilst the process of buying might not be easy, the “owning” is great. Here’s why: 1. It’s yours. All yours! Well, the banks too, but keep making those repayments and you don’t have to worry about that. 2. You can decorate it without having to ask permission. Paint it any colour you want, hang a picture wherever you’d like, rip up and replace [...]
Do you want to save instead of spend? Here are my top tips to get your bank balance going up instead of down. Cancel a subscription for 6 months. Do you really need Netflix, Stan, Disney, Prime, HayU, Foxtel, and Spotify? Getting rid of just one for 6 months would save you at least $60. Hold onto your phone for an extra 6-12 [...]
