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The year is coming to an end and it’s been a big one. My business has grown with the acquisiton of another Mortgage Choice franchise, my team has expanded, my responsibilities have increased. But what excites me most is the fact that my reach has increased. I can now help even more people create a financially fantastic future through property ownership. That’s what I’m [...]
One thing that Aussies love is buying property. Sadly, particularly for younger generations, this "Great Aussie Dream" seems to be out of reach now with affordability being such a challenge. But we can always try, right? If you're hanging onto this dream or trying to ignite the dream within your kids, here are my tips to making it happen: Save! Save before you spend. [...]
This is a tough question because there are all kinds of variables that you could look into for the area you’re planning on buying into - but we’ll leave those aside for now and look at when is the wrong time for YOU. When your life is unstable. You may be just coming out of a long term relationship (or thinking you should get [...]
When you’re ready! If you’re preparing for your first dip into home ownership, the last thing you want to do is overanalyse. Chances are that you know: Where you want to live How much money you can borrow. If the two work together, as in you can afford to buy in the area you want to live, BINGO! Get out looking at open homes, [...]
I recently read an article in a magazine about the power of mindset and mindfulness. Each of these alone have an incredibly powerful impact on the results we achieve, but when used together, they are a powerhouse - a truly winning combination. If we focus on a mindset of being successful, achieving our goals, securing our next career move, or whatever it is you [...]
Everything! Whilst the process of buying might not be easy, the “owning” is great. Here’s why: 1. It’s yours. All yours! Well, the banks too, but keep making those repayments and you don’t have to worry about that. 2. You can decorate it without having to ask permission. Paint it any colour you want, hang a picture wherever you’d like, rip up and replace [...]
When your dream is really big - like buying your first home - that’s a hard one because there are a couple of key elements: you have to make sure you’re committed to the end result otherwise your motivation will die out you need to make sure that you don’t deny yourself of everything while you’re saving otherwise you will become resentful you need [...]
One month of 2024 is down and just 11 to go. Not that I’m counting down the year or my life or anything. I just like to keep track of time passing so I can make sure I’m maintaining momentum and progressing on my goals. For me, setting goals used to be a bit of a set and forget thing. I’d start the new [...]
Buying a property with a friend is a great way to pool resources and get your foot in the market. But it doesn't come without risk. I always recommend that if you're really keen to pursue this avenue, then sit down and have a long discussion. Talk about the hard stuff. What if one of you loses your job? Or is offered an amazing [...]
One of the things you need before you buy a home is a clear financial plan. This is needed for a couple of reasons: to demonstrate to the lender that you’re a “good risk” - that you can manage your money and chances are high that you’ll pay off the loan as per the agreement that you sign. to demonstrate to yourself that you [...]
