Most of us have a response to money that is often deeply seated and unconscious. We tend to sit in one of three camps: Stress - We are concerned that we don’t have enough to cover expenses, or that we’ll never have enough, or that money is “the root of all evil”. Ambivalence - Money comes and goes and it doesn’t have too [...]
Now is a great time to really take control of your money. With the current inflation rate, Christmas and holidays almost on our doorstep, if you don’t manage your spending, it will be really easy to end up in a hole financially. So here is what has worked for me in the past: Gifts Write a list of all the people you want to [...]
I read an interesting article the other day about money advice from women over 50 and one quote really struck a chord with me… “You have to intentionally manage your money like your time. If you don’t, it will manage you.” This is just so true and something that I have been advocating for years. I have seen many clients and friends reap the [...]
If you want to stay ahead of the current increasing cost of living, now is the perfect time to revisit your budget! It’s an even better time to plug any holes in that budget! When things are just plodding along nicely, I find that I tend to become a bit complacent about my spending. If I overspend a little this month, I’ll rein it [...]
As a woman on a mission to empower women to take control of their money and mortgage so they can build a financially fantastic future, International Women's Day is really a day to celebrate. It's a day to look at how far we've come and also to think about how far we have left to go. As a whole, we're in a much better [...]
One of the biggest misperceptions that we have is that the more we earn, the more we’ll have. Sadly, this isn’t always right and it ends up being “the more we earn, the more we spend”. It’s a little trick that our mind often plays on us that when we have “extra”, we can afford it, or you can reward yourself for working harder [...]
Money in relationships can be a maker or breaker. It can be a real challenge when long held beliefs around money creep into a relationship. As a couple you may have invested a lot of time and effort into making the money side of the relationship work. It can become difficult when your values are not aligned. When one of you lives in the [...]
Have you written your Christmas budget yet? If you haven’t, now is the time to start! It’s such an easy time to overspend which then puts a whole dampener on it afterwards when you find yourself with a credit card balance you can’t pay off or struggling with cashflow for months to come. My tips: Write a list of Christmas gifts you need to [...]
We all know that having a plan is a better way to achieve success than just winging it, and this is especially true of a financial plan. Whether you're just starting your career, midway through, or heading towards retirement, it's important to have a well thought-out financial path to follow so you know where you're heading, what you're working towards and the steps needed [...]
Do you have a “fun money” allocation in your budget? In my experience, this is the secret to successful budgeting. Fun money is an amount allocated every month to nothing - or anything - with no accounting for it. You can spend it on whatever your heart desires without guilt or explanation. You can save it for a few months and buy something ridiculously [...]
