For many people, a mortgage is a “set and forget” type of thing. If that’s you, now is the time to change!
Getting a mortgage sometimes feels like you’re running a half marathon. If you’re doing it against the clock, it’s like running that half marathon at a sprint.
It can be hard work. You have to find all those payslips, bank statements, supporting documents, tick all the boxes and then figure out which loan is going to serve you best. Which lender is going to win your business?
But it doesn’t have to be like that.
Working with an experienced, client focussed mortgage broker will take a lot of the pain out of the process. We cut through the red tape and the options and present you with a shortlist of loans that meet YOUR criteria. We’ll still need supporting documents but will give you a list of everything needed so you can tick them off as you find them. We’ll push it through any bottlenecks and take the stress off you.
But most importantly of all, it’s highly likely that we’ll save you money.
We recently refinanced a 4 year old mortgage for a client and increased her loan by $70,000 so she could build a swimming pool. Despite the increase in the loan amount, we still managed to cut $550 a month from her repayments.
Now she could either add $550 a month to her spending budget or keep her repayments the same as they were and reduce years off her mortgage.
Doesn’t that sound like a better plan than “set and forget”?
It’s all about working smarter not harder, and that doesn’t just apply to you – but your money too!
Working with a good, reputable mortgage broker makes the process much easier too.
If you haven’t refinanced your mortgage in a few years, let me know and we can arrange a time to chat.
